So tired of financial thin ice
By Caitlin Kelly
By December 15, any American who doesn’t have health insurance has to sign up for it.
If you want to change plans, same.
I had to make four separate calls to get the information I needed. We are keeping our plan — now going up to $1800 a month.
There are no bargains.
If your plan costs less per month (and I’m talking $800 a month, not $200 to $400), you’re hit with huge “deductibles” — more money to pay out of pocket.
A plan that would offer dental “coverage” would limit us to basic care, and charge us a $25 co-pay every time we actually used it.
This is absurd, and our dentist is fine letting us pay over time. No co-pay.
American health insurance, when you work for yourself and it’s not subsidized by an employer, is a crippling cost. We’re reduced now to using retirement savings for it…wasting our hard-earned money to stave off potential bankruptcy.
I’ve recently been told to add two new medications, so a comprehensive plan is essential.
Having grown up in Canada, this “system” is just barbaric. But I left Canada seeking better work opportunities, and until recently, this was true.
Journalism, now, is in free fall.
Freelance pay rates are one-third of the 1990s.
And this is not the time or place to suddenly re-train for some whole new career. Just not going to happen.
Plus this week offered a nasty surprise financial disclosure that stunned me, not in a good way.
Not feeling the holiday spirit at all right now.