Posts Tagged ‘self-employment’

Take good care of yourself

In aging, beauty, behavior, culture, domestic life, Health, life, work on October 14, 2015 at 12:30 pm

By Caitlin Kelly

Beauty helps!

Beauty helps!

Button up your overcoat, when the wind is free, Oh, take good care of yourself, you belong to me!

— Ray Henderson lyric, 1928

After a few decades of running around — and four orthopedic surgeries within 12 years — I’m finally treating my body with a little more respect.

I grew up in Canada, but now live in the U.S., and near New York City, the epicenter of a workaholic, gogogogogogogogogogo culture, one that solely encourages and rewards “productivity”.

We’re all exhorted daily to move faster, do more, sleep less, earn more money, get the promotion.

Watch a great movie!

Watch a great movie!

Vacation? Hah! Even the few Americans who get paid vacations beyond 10 days a year are too scared to take the time off.

The notion of actually nurturing our souls, bodies and minds is anithetical to the industrial mindset of production. There’s no profit (for anyone else) in it!

Here’s a thought-provoking essay from The New York Times on the subject:

On my last day of work at the American ad agency, something strange happened: I was smiling. A weight had been lifted, and I felt like a prisoner about to be freed. And despite my fear that no one would hire me, I soon found a job in Zurich doing exactly what I had been doing in the United States: copywriting for an ad agency.

My job title was the same, but I worked part time — and for a higher salary than I had received working full time in the United States. When I was politely asked to work additional days beyond the ones specifically mentioned in my contract, the agency paid me for that extra work.

Not only that, but instead of two weeks of vacation, I had five. And I was encouraged to use every single day of it, guilt-free. Once, when I went to Spain for “only” 10 days, my Swiss colleagues chastised me for not going away long enough.

Instead of worrying about working weekends and holidays the way I had in the United States, I planned trips like the rest of my colleagues: Paris. Prague. Zermatt. For the first time in my working life, I was living, too. Because of this, my creativity flourished. I had both time and money, and because I had real time off, I was more productive when I was at work. In my spare time I wrote blogs and essays and I swam in the lake.

I’m firmly and decidedly out of step with American values in this regard.

A bushel of freshly-gathered clams, mid-coast Maine

A bushel of freshly-gathered clams, mid-coast Maine

In 2015, I’ve spent 3 weeks in Europe in January, another three weeks in June in Ireland, 10 days in Maine and 10 days in Ontario.

Because my husband and I are, as of this year, now both full-time freelancers, (he’s a photo editor and photographer, I write for a living), we can work from anywhere there’s wi-fi and can take as much time off as we can afford.

We’re not wealthy and we live a fairly frugal life, with a small apartment and a 14-year-old car. Nor do we have the financial responsibilities of children or other dependents.

We’ve had terrific careers and won awards and the respect of our peers and while we still need to work for income…it’s time for us.

I’m not fond of the word “self-care” but it’s a concept I believe in strongly, especially for women who are socially encouraged to give everyone else their time, energy and attention — but often feel conflicted or guilty when they stop long enough to take equally thoughtful care of themselves.

Stay hydrated!

Stay hydrated!

Self care can take many forms:

— massage, manicures, pedicures, facials

— dressing well

— a barbershop trim or shave

— regular medical and dental checkups

– cooking or baking something delicious, especially “just” for yourself

— a pot of tea in the afternoon, possibly with a biscuit or two (no sad little teabag in a cup!)

— naps!

drawing, painting, taking photos, nurturing your creative self

— doing yoga

— playing music

— singing, alone or with others

— exercise

— dancing (check out this amazing early morning event I go to)

— keeping a calm, clean, lovely home, (or at least a dedicated space within it)

— the company of dear friends

— reading for pure pleasure

— visiting a gallery or museum

— wearing a lovely scent

— gardening

— taking a luxuriously long bath or shower

— spending time in nature

— silent solitude

— listening to music

— candlelight

— unplugging from all devices and social media

— attending a religious service

— volunteer work

coloring (have you seen the latest trend — adult coloring books?)

— cuddling and/or caring for your pet(s)

– handiwork like knitting, crochet, quilting, sewing embroidery — or woodwork

— meditation

— prayer

Making art can be a way to decompress

Making art can be a way to decompress

Do you take good care of yourself?


Moving from staff to freelance? Ten crucial tips

In behavior, blogging, books, business, education, journalism, life, Money, photography, US, work on May 30, 2015 at 1:17 pm

By Caitlin Kelly

The New York Times newsroom

The New York Times newsroom

Are you (yet) a member of “The Precariat”?

It’s also known as The Gig Economy.

From the Alternet:

I caught up with Gerald Friedman, who teaches economics at the University of Massachusetts at Amherst and has written about the gig economy, to find out how this trend happened and what it means to workers and our increasingly unequal society.

Lynn Parramore: How did the shift away from full-time employment to the gig economy come about? What forces drove the change?

Gerald Friedman: Growing use of contingent workers (in “gigs”) came when capitalists sought to respond to gains by labor through the early 1970s, and in response to the victories capital won in the rise of the neoliberal era. Because contingent workers were usually not covered by union contracts or other legal safeguards, employers hired them to regain leverage over workers lost when unionized workers gained protection against unjust dismissal, and courts extended these protections to non-union workers under the “implicit contract” doctrine.

Similarly, the rising cost of benefits due to rising healthcare costs and government protection of retirement benefits (under the 1974 ERISA statute) raised the cost of full-time employment; employers sought to evade these costs by hiring more contingent workers…

GF: Talk of “microentrepreneurs” presents a favorable view of the rise of the gig economy, one consistent with liberal values of individualism and opportunity, even while ignoring the oppression and poverty-wages many find in the gig economy.

There are certainly some who enjoy the uncertainty of irregular employment. When unemployment rates fell to levels traditionally associated with full employment in the late-1990s, however, we saw how workers really feel about gig jobs: they rejected them and the contingent economy contracted.

Given a choice, workers choose careers and jobs, not freelance gigs.

By removing any social protection, the gig economy returns us to the most oppressive type of cut-throat and hierarchical capitalism, a social order where the power to hire and fire has been restored to employers, giving them once again unfettered control over the workplace.

I recently participated in an hour-long discussion of this, with Friedman as the opening expert, on WNPR; I speak in the final seven minutes and this is a link to that broadcast.

Rue Cler, Paris, where I spent 2 weeks. Vacation, for a freelance, is whenever and wherever you like

We stayed a block from the Rue Cler, Paris,  in December 2014. Vacation, for a freelance, is whenever and wherever you can afford to go. Some people choose to live overseas and work from there.

The American workforce is now one in which an estimated 40 percent of us work with zero safety net, beyond that which we create: (six months’ basic expenses saved, a separate emergency fund, a low-interest line of credit, disability and life insurance.)

Knowing how to survive thrive without a steady paycheck is a crucial new skill.

My husband recently left a secure, well-paid job at The New York Times.

Madness? Perhaps.

But, after 31 years there as a photographer and photo editor, having done almost everything one can do in a career,  (including helping them win a team Pulitzer Prize for their 9/11 coverage), and offered a healthy buyout package — which gave us the requisite six months’ of expenses cushion of savings –– he decided to leave a month or so ago.

While he seeks another full-time staff job — which he may not find — he’s discovering how pleasant life can be without a 2-hour train commute, (costing $300 a month), fighting his way crosstown through aggressive crowds and having to book vacation in the first week of January due to seniority issues.

It can be a huge adjustment, no matter how desired, to move from the relative security of a salary that arrives on schedule and is predictable in size and due date to the roller coaster life of the self-employed.

Jose has seen me work freelance since 2005 and knows I know those ropes.

Now he’s learning them as well.

I liked this piece about moving to freelance work from The Guardian — and her realization that giving away your time without financial compensation, even barter, however friendly and helpful — is something no full-time freelancer can afford.

Here’s a comprehensive and helpful guide from the Freelancer’s Union.

And five tips from Time magazine about readying yourself for that leap.

You can catch a midweek matinee!

You can catch a midweek matinee!

A few of the lessons I’m teaching him:

Don’t rush to say yes to every offer

Just because the client is prestigious and/or your bank balance is running low this month, don’t just leap at any offer you get. Is the client a good fit for your skills, experience, temperament? Have you done your due diligence on that client’s track record of payment and ethical behavior?

Don’t say no to what looks like a lousy offer; consider its every possible benefit

The hourly or day rate might be lower than ideal. It might be a low-prestige gig that pays well, or quickly, or both. The gig might introduce you to a new market and possibly expand your skill set, in effect paying you (even if not very well) to learn on the job.

Never agree to a gig without a clear, written agreement as to the scope of work

One major non-profit recently advertised for a photo editor freelance job, with a long list of responsibilities — with no clue how many hours a day or days a week or weeks per month they were offering. They just kept asking “What’s your day rate?” Nope. Avoid low-balling yourself before you know what they expect in return.

We started one of our days dancing from 7 to 9:00 a.m. All the office folk headed out early. Not us!

We started one of our days dancing from 7 to 9:00 a.m. All the office folk headed out early. Not us!

Never agree to a gig without a clear, written, signed agreement/contract

Things go south: your editor quits or gets fired; the budget is suddenly cut; your client hires a new assistant who hates everything you produce. You need protection. Spell out all your responsibilities, all their needs and the dates when you will be paid. It must be signed by both parties.

Everything is negotiable — including your decision to turn down a gig or leave one mid-stream

No one, ever, wants to walk away from a (well) paying client. Sometimes, though, it can be a wise choice to politely recuse yourself from a quicksand scenario where one client is sucking up all your time, energy and patience. Life is too short. (See: emergency fund.)

Negotiate! When someone offers you X fee, always ask for more. It’s been statistically proven that men almost always do, and often get it, while women just say “Thanks!” and get taken cheaply.

Your best sources of work are referrals from people who know, like and respect you and your work

It’s completely counter-intuitive that the fellow professionals with whom you’re now competing for freelance work can be, in fact, your best sources of good opportunities. In an office setting, you can face politics, nepotism, favoritism, seniority, sexism. For every ally and work-wife/husband, you might face a Game of Thrones-ish power struggle with someone.

Freelance life can offer plenty of stress, but if you have a strong, sturdy network of skilled, smart and ethical people who you help as often as possible! — you’ll never starve.

On assignment in rural Nicaragua...Gin up some paid adventures!

On assignment in rural Nicaragua…Gin up some paid adventures!

A ferocious work ethic — even if you wake up at noon and work in sweatpants — matters more than ever now

No missed deadlines! No slacking off!

You are selling your time, skills and experience. Never underestimate their value

Every freelance dollar you earn must now 100 percent fund your healthcare, retirement, sick days and paid vacations. You’re also on the hook for paying the full 15 percent of your income to fund Social Security, (employers usually pay 50 percent.) Boost your rates accordingly.

Stop...enjoy life's beauty. Put a fresh flower on your desk

Stop…enjoy life’s beauty. Put a fresh flower on your desk

You must take breaks, both in  your workday and your year

Without exercise, friends, face to face meetings and pleasure, you’ll quickly burn out. It’s isolating and lonely to work alone every day all day. It’s also tempting to work far too many hours instead of shutting off all electronics and access to email at a set hour so you can enjoy a full life, not just a new form of wage slavery.

Follow my friend Wendy’s three rules whenever possible as you choose (or refuse) a job:

Is it fun? Will I learn something new? Is it well-paid?

It should hit two of three.

Have you moved from a staff job to freelance life?

How’s it going?

What else would you advise a newbie to this way of working?

10 lessons creatives can learn from athletes

In behavior, blogging, books, culture, design, photography, work on December 20, 2014 at 12:39 am

By Caitlin Kelly

As some of you know, I was a nationally ranked saber fencer in my 30s, a sport I took up when I moved from Canada to New York. I’ve been athletic since childhood — competing in swimming, diving, sailing and other sports, and recreationally playing squash, softball, badminton and skiing, horseback riding, cycling and skating.

But working with a two-time Olympian as my coach forever changed the way I think, behave and react to stressful situations.

Having just finished a 15-week semester teaching college writing and blogging, it became clearer to me once more what useful lessons any creative person can learn from competitive/serious/elite athletes, like:

Dancers work through pain every day

Dancers work through pain every day

Pain is inevitable, suffering optional

We’re all facing challenges, whether finding clients, paying our bills, drumming up ideas, collecting late or missing payments, seeking inspiration. It’s easy to feel overwhelmed and depressed when it piles up, but much of this is — sadly — quite normal. Knowing that others are facing similar issues, and finding solutions to them, will give you a necessary sense of perspective. We all struggle! Some show it more than others. The most successful, though, are able to pick up and keep going.

Your competitors are fierce, determined and well-prepared — are you?

It’s naive and foolish to think your success is going to happen quickly and smoothly. If it does, cool! Champagne! For most creatives — whether you’re a fine artist, graphic artist, writer, photographer, film-maker — it’s a road filled with people every bit as determined to succeed as you are. Possibly much more so. Find the smartest and toughest mentors possible; take classes and workshops to sharpen your skills; attend conferences to see what everyone else is up to.

A great coach is essential

I would never have considered it possible to compete at a national level were it not for a tough coach who pushed hard and knew exactly what excellence looked like — and what it required to achieve. It’s hard to get up to speed if the only people you turn to for help and advice are all working at the same level as you, or below. Aim high!

Practice, practice, practice

I’m amused by people who say they want to write — but never do. Nor they read. That’s a toughie, really. Athletes spend hours watching footage of themselves and their competitors to analyze what’s working and what’s not. Then they get to work on their weaknesses. It won’t happen if all you do is wish and hope and read blogs about other people succeeding. You have to do it, too. A lot.

Take time to notice -- and smell!

Take time to notice — and smell!

Your mind and body need to rest, recover and recharge

In a gogogogogogogo culture, where everyone is always tweeting and trumpeting their latest success — a grant, a fellowship, a new book, a big fat gig — it’s tempting to compare yourself unfavorably and feel you’re falling behind the pack. No matter how hard you practice, train and compete, you also need downtime to rest your mind and body. Take a hooky day. Sleep in. Play with your kids/dog/cat. Take in a matinee or a museum show. Pleasure refreshes our spirits. Rest recharges our minds and bodies.

Stamina is key!

It’s tiring to stay in the game, week after week, month after month, year after year. It’s also difficult to stay if and when you’re weary, fed up, hurting from rejections. Stamina — which includes mental toughness  — is often what separates champions from also-rans.

What are your competitors doing better — and how can you do so, too?

No matter your creative field, you need to stay abreast of developments. What new skills do you need to be acquiring? Do you need to find a new teacher?

Just keep writing (and re-writing!)

Just keep writing (and re-writing!)

Someone is always going to lose. Sometimes that’s going to be you

Yes, it hurts! No one likes losing and it can feel like the end of the world when you do. Take it as a testament to the strength and dedication of your competitors.

Is this your best sport?

If things are going badly, no matter how hard you try, maybe this isn’t your game. It can be very painful to admit defeat (or what looks like it) but it might be worth considering if your very best efforts keep producing little satisfaction or success.

Working through pain is simply part of the process

We live in a world that focuses all its energy on winning, happiness and success. But we’re all likely to have down times — illness, lost clients, a period of creative frustration. Knowing it’s all part of the game reminds us of that. A pain-free, disappointment-proof life is usually unrealistic…and resilience a key component of creative success.



10 must-dos for freelance writers

In behavior, business, culture, journalism, Media, work on November 23, 2014 at 2:18 pm
By Caitlin Kelly
I've been writing for them since 1990

I’ve been writing for them since 1990: sports, business, real estate, you name it!

A few thoughts — I have been fulltime freelance, (this time, have done it many times before for years on end), since 2006; I live in the spendy NYC suburbs. I write for a wide range of publications, from The New York Times to Cosmopolitan, Marie Claire, More and websites like and Investopedia. (I also teach freelancing, writing and blogging, privately to individuals.) Samples and rates here.
I won’t talk here about your need to be a great writer or boost your “brand” but the array of other skills you also need to succeed in a highly competitive business.
A few thoughts:
1) If you’re simply not making enough money to meet all your costs, (and save money as well), take on part-time work and make sure you remain solvent by so doing. Babysit, tutor, dogwalk, retail — do whatever it takes to keep your credit score stellar and your bills paid, always, on time.
I took a part-time retail job in Sept. 2007 when the recession hit hard and stayed in it for 2.5 years until I had replaced that income and doubled it (monthly); people (i.e. ego-threatened writers) kept saying to me (since my previous job had been as a NY Daily News reporter)…”Oooooh, I could never do that.” Oh, yes you could. Get over yourself and make the money you need. Your landlord or mortgage company couldn’t care less if their payment money comes from the NYT or from….anything else. And, oh yeah, that grueling, low-status, low-wage job experience became my well-reviewed NF book , “Malled: My Unintentional Career in Retail” and won me a TV option from CBS for a sitcom.
malled cover HIGH
2) See point one — you never know what will happen if you dare to step off the well-trodden and safe/comfy path of: “I’m a freelance writer.” Detach your ego and status anxiety from your income, always. Yes, of course, be excellent, but do whatever work you take on to the best of your ability. Excellence shows and people appreciate that.
3) Do everything you can to separate yourself from the pack. There are thousands of us; one “secret” women’s writing group I belong to online has — (yes, really) — almost 2,000 people who self-identify as freelance writers. So figure out what you do better than anyone or more quickly or more efficiently (not more cheaply!) and seek out clients who really value those skills and will pay you well for them.
I speak two fluent foreign languages, have published my photos in major media, and have no kids or pets and have been to 39 countries, often alone — so I can travel easily and work in other languages. Many people can’t or have never done so. That wins me good work.
4) Be a human being. When possible, get to know your clients/editors as people — they, too, have pets and kids and birthdays and illnesses and surgeries. Send them nice cards and/or flowers. Check in with them every few months, and just ask “How’s life for you these days?” I did that for one editor facing very serious illness, someone who had not assigned me work for several years and I wondered if she ever would again. She did. I would have done this anyway. Your clients are just as human as we are; in other words, create and nurture your professional relationships with care and sincere thoughtfulness.
5) Don’t expect (too) much too soon. By which I mean, get a very clear sense of your current and true market value and work from there. Just because you want to be in a Big Name Magazine right now doesn’t mean you’re ready or the editor agrees. Ambition matters, but realism and a little healthy humility also have value, (says this native Canadian.)
6) Be positive, upbeat, friendly and confident. The economy is still shitty and shaky for many people and working with someone smart, capable and who will not let them down — no matter what! — is appealing to clients, some of whom may, realistically, fear losing their jobs if you screw up.
7) Live as low/cheaply as you possibly can. The less overhead you carry, the more creative freedom you have to take on and do interesting work more slowly — i.e. work of serious long-term value, not just buying this week’s groceries.
I learned how to canoe at camp -- useful when we went to Nicaragua

On assignment this year in rural Nicaragua

8) Reach out for new non-journalism opportunities, every day: online, by phone, through social media, at events. Two of the most life-changing, fun, challenging and well-paid opportunities for me in 2014 came because I simply took a chance and reached out (i.e. cold-called) two major organizations I never thought might welcome my skills. They did and I’ve never been happier as a result. Just because we’re “freelance writers” doesn’t mean we only have to work for really crappy pay from struggling/cheap media companies.
9)  If you keep comparing your income to the Big Stars making Big Bucks, you’ll die. Just focus on what you can do, well and consistently. There is always going to be someone making a lot more $$$$ — and crowing loudly and tediously about it. Just do great work!
10) Have fun and take very good care of yourself — go for long walks, alone or with your dog or a good friend. Get plenty of deep sleep, including naps. Go see a movie or spend an afternoon at a gallery or museum. Eat your vegetables! Being a freelance writer can be terrific, but also lonely, isolating and wearying, leading to burnout. This is a sort of job that requires mental, physical and emotional stamina. Rejection is normal. Get over it!
Want to learn more? Want to boost your your freelance income?


The freelance life: hustle or die!

In behavior, blogging, books, business, journalism, life, US, work on July 29, 2014 at 1:40 am

By Caitlin Kelly

My story in July 2014 Cosmo!

My story in July 2014 Cosmo!

A recent survey by the Freelancers Union is interesting — the New York-based group asked 1,100 people what they think of their freelance life — 88 percent said they would not even take a full-time job if it were offered to them.

How do we know? Our new report we’re releasing today, “How to Live the Freelance Life — Lessons from 1,000 Independents (PDF)” surveyed more than 1,100 freelancers nationwide about their work, money, lifestyle, and values.

The report offers a remarkably clear portrait of America’s fastest-growing workforce.

The biggest takeaway: Nearly 9 in 10 independent workers (88%) would keep freelancing even if they were offered a full-time job.

With that level of freelancer pride, no wonder freelancing is booming. Half the workforce may be independent by 2020. Freelancers Union’s own membership is up 410% since 2007 — and the number of millennial members has surged 3000% in that time.

Here’s a useful 11-point checklist for those hoping to try the freelance life, by writer Laura Shin.

One of the things I find intriguing about freelancing full-time is how differently we each do it.

The basics — earning reliable income every month — never change. We pay the same prices for gas and groceries and clothing as people with paychecks — who may also get raises, bonuses and commission.

But editors sometimes kill a story and sometimes for capricious reasons, which costs us income; it grabbed $3,000 out of my pocket in the past nine months. Not fun!

We only get what we  negotiate.

I read Laura’s list and I don’t do several things she does:

— My only time measurements are a calendar and the clock, not the cool and efficient apps she and others use to track their time and rates.

— I use a line of credit when people pay me late, or stiff me, instead of relying on short-term savings, (although I usually keep six months’ worth of expenses in the bank for emergencies.)

— I also have no regular monthly gigs, so I start most months with no idea what I’ll make. I have to pull in $2,000 just to meet each month’s expenses — anything after that buys haircuts, clothes, entertainment, vacations. Nor does it cover costly surprises like last month’s $500 car repair bill or last year’s $4,000 (yes) replacement of the head gasket.

It’s also very difficult now to pull $4,000+/month within journalism when most digital sites offer $300 to $500 for a reported story so I seek out print markets paying $1,500 per piece or more instead.

The ideal, for me, is a $4,000+ assignment I can lavish a few weeks’ attention on exclusively but which also allows me some time for marketing smarter, deeper stories just like it. I dislike jumping constantly from one thing to the next, even though maintaining cash-flow  — i.e. a steady supply of payment — demands it.

Unlike Laura, I have a husband with a good job and steady income; he will also have a defined benefit pension, which reduces our need to save quite as aggressively for retirement. (We still do it anyway!)

Here’s a powerful and depressing story from The Wall Street Journal (aka capitalism’s cheerleader) about why Americans are unhappy with work/life balance — as they have so little of it!

And another story about why so many employers are choosing to hire freelancers.

Ellen, a new Broadside follower, writes here about why she quit her job to go freelance — doing data entry — and is loving her new freedom.

And this, from The Guardian, about the absolutely desperate financial reality of being an author — only 11.5 percent of whom earned their living solely from writing. Their median income? A scary 11,000 pounds — or $18, 826 — which actually sounds high to me!

This New York Times piece — about how much freelance writers really make —  got a lot of traction:

That answer may be not be as much as some might hope, at least at the outset. Ms. Dieker, who also posts her monthly freelance income on her Tumblr, says that she’s hoping to make $40,000 gross this year, but that other freelancers routinely ask her how she manages to make that much when they’re bringing in much less. She also notes that she’s making a lot more than when she started out: “Like any other career, you grow it.”

I’ve had staff jobs and enjoyed them. I’ve had colleagues and enjoyed them. I do miss a steady, 100% reliable paycheck.

And I have yet to earn the equivalent of my last staff salary. I’m not sure I ever will, much as I try.

But you also get used to making your own schedule. You get used to seeking out clients you enjoy, not tolerating and sucking up to your coworkers or bosses, at worst, just to stay employed.

And watching so many journalism staffers lose their jobs? Not cool! When freelancers lose a client, and it happens, we just go find another one, or several.

Freelancers, as the survey proves, cherish our freedom to manage our time; while writing this blog post I also had time to make soup, marinate salmon for dinner and do a little light housework. My husband was working from home that day, so we also had some time to chat and enjoy lunch together.

I started my workday at 7:30 a.m., wrote and filed one story; started work on another and cold-called an editor I’d pitched last month. We had a great chat and — cha-ching! — she may actually have a $4,000 assignment for me sometime later this year.

I’ve already nailed down an assignment in England for January 2015 and am discussing one in Argentina. Few staff jobs offer that kind of range.

But you must hustle! As business guru Seth Godin writes here, on his blog, if you can’t sell what you do, you’ll never make a penny at it — no matter your education, hard work or talent.

Would you prefer to be freelance?

Or do you like working for someone more?

Freelancers can attend a mid-week matinee!

Freelancers can attend a mid-week matinee!


Anxiety is toxic and contagious — chill out!

In aging, behavior, blogging, books, business, journalism, life, urban life, US, work on May 5, 2014 at 12:06 am

By Caitlin Kelly


You have no excuse to bully others. None.

You have no excuse to bully others. None.


Last week brought two unprecedented experiences in my 30 years as a freelance journalist.

Two editors each apologized to me by email. One had driven me nuts with micro-managing while the other snapped my head off verbally and hung up on me for daring to (politely) argue my point.

Yes,  I could have shrugged it off. But I didn’t.

Being repeatedly subjected to others’ anxiety and unmoderated rage leaves me shaking head to toe.

When I told a third editor — also a veteran of our industry — her reaction shocked me a little, because such incivility is something we’re all just supposed to ignore and shrug off.

“You’re lucky,” she said. “Many people would not have apologized.”

Why is it our job to absorb, ignore or deflect your toxic anxiety?

People in my industry, and in many others, are running so scared that many are behaving like terrified toddlers lost in a sea of unfamiliar knees at Disneyworld.

The sexy new word for this latest debacle of American employment-at-will — (i.e. they can fire you anytime, anywhere for any reason at all. No reason, even! And the law makes it impossible for you to sue or claim redress. Yay capitalism!)precariat.

From The New York Times:

Thirty years ago, a vast majority of Americans identified as members of the middle class. But since 1988, the percentage of Americans who call themselves members of the “have-nots” has doubled. Today’s young people are more likely to believe success is a matter of luck, not effort, than earlier generations.

These pessimistic views bring to mind a concept that’s been floating around Europe: the Precariat. According to the British academic Guy Standing, the Precariat is the growing class of people living with short-term and part-time work with precarious living standards and “without a narrative of occupational development.” They live with multiple forms of insecurity and are liable to join protest movements across the political spectrum.

The American Precariat seems more hunkered down, insecure, risk averse, relying on friends and family but without faith in American possibilities.

Here’s a link to Standing’s 2011 book, which I want to read.

In my industry one-third have lost our jobs since 2008, most of which are not coming back. So those left employed are clutching their staff positions like a drowning man with a life-vest. They’re freaked out by anything or anyone that threatens their hold — literally — on the upper middle class.

I get it! A midlife, mid-career drop in income is deeply unpleasant.

But this widespread free-floating work-related anxiety feels toxic, whether coming from other freelancers — some of whom seem to tremble in the corner most of the time, persuaded they have zero bargaining power, too terrified to negotiate better rates or contracts — or bad-tempered staff editors.

My recent eight-day working trip to Nicaragua, even working long days in 95 degree heat, was totally different. We were treated with kindness, respect and welcome.

It made me viscerally understand that many journalists (many workers!) are becoming accustomed to being treated rudely and roughly.

That’s crazy. And I came home with a much clearer sense of this.

So people, it’s time to get a grip on your anxiety:

Meditate. Move to a cheaper place. Do whatever it takes to lower your living expenses. Work three jobs if necessary, and bulk up your savings so if you get canned or face a dry spell, you’re able to manage.

It’s time to stop flinging your anxiety (aka shit) at those around you, in some desperate attempt to offload it onto those in even more precarious situations — like unpaid interns and your army of freelancers, none of whom can even collect sick pay or unemployment benefits.

We’re already stressed, too!



We are not monkeys in the monkey house.

Do you work to live — or live to work? Karoshi is crazy!

In aging, behavior, business, culture, domestic life, family, Health, life, US, work on January 31, 2014 at 12:25 am

By Caitlin Kelly

Did you hear about the young woman, Mita Diran, who died of overwork recently after tweeting about her long hours — 30 hours without a break?

And here’s the 24-year-old who died the same way.


I have four words for this, and they’re not: Rock on, you over-achievers!

Rather: Are you fucking kidding me?

And here’s a whiny, tedious rant at Slate by a woman who’s shocked — shocked! — to find that French workers get subsidized meals from their employers and are treated with a great deal more respect than they are in the U.S.

Duh. Americans are simply nuts about work. They go onandonandonandonandonandon about how busy they are and how needed they are and how many things they just added to their to-do list.

As if this makes them more….something.

Tired, probably.

Here’s a list of 10 reasons — written by a local colleague and former board member of the American Society of Journalists and Authors — why you might consider taking a break.

They include:

1. Quantity kills quality.

You want to be excellent at what you do. But the more tasks you take on, the smaller your chance of doing an excellent job at any of them.

2. Sleep matters.

“The way to a more productive, more inspired, more joyful life is getting enough sleep,” Arianna Huffington said in a 2011 TED talk. She would know. She fainted from exhaustion and broke her cheekbone and is now something of a sleep evangelist. “I was recently having dinner with a guy who bragged that he’d gotten only four hours’ sleep the night before,” she continued. She considered retorting: “If you had gotten five, this dinner would have been a lot more interesting.”

3. You suck when it counts.

You’ll be bad at generating new ideas, finding creative solutions to problems, and worst of all you’ll suck at listening attentively to the people around you. That disrespects them and wastes their time as well as yours.

4. Your mood is a buzzkill.

The kind of irritability and impatience that goes with being overworked and behind schedule will cast a black cloud over the people around you both at work and at home. If you’re an employee, it will damage your career. If you’re a small business owner, it will harm your business.

5. Your judgment is impaired.

The research is conclusive: sleep deprivation impairs decision-making. As a leader, poor judgment is something you can’t afford. Crossing some tasks off your to-do list, handing them to someone else, or finishing some things late is well worth it if it means you bring your full concentration and intelligence to the tough decisions your job requires.

Readers of this blog know I work my ass off. But they also know how much I deeply cherish balance in my life.


I bitch about being broke a lot. Money isn’t great right now at our house, but we’ll be fine.

The truth is this: I could work twice as many hours and, probably, double my income.

At what cost?

On Monday this week, I revised a story for five hours’ straight. The rest of the week was spent emailing pitches and checking in with long-time clients to see where we are and lining up details for a crazy foreign trip I’ll be making at the end of March for work. In other words, I’ve been plenty busy.

Yesterday — yes, the hell with it — I devoted to all the things that actually make me happy, no matter how retro or silly or low-value they may sound to some people:

ironing, tidying the linen closet, a manicure, making cranberry bread, making dal for an Indian food feast, listening to CDs, (instead of the radio, and talk shows because I’ll learn something), emailing a distant friend who’s not feeling very well, chatting with pals on Facebook and deciding not to make soup. Even my non-work days have limits!

That filled up most of the day.

I spoke to my husband, as is typical for us, twice. We never let a day go by — and he has six meetings every day at his busy newspaper job — without one to three brief phone calls to say hello and trade some news. He’s my husband. I want to talk to him. When he comes home in the evening, the computer is off (except for blogging!) and we talk to one another, a lot.

Minda, who wrote the piece above, has no children, like me. She confesses in her story that her husband had to get assertive about wanting more of her attention, and she says she works most weekends.

Nope. Not for me.

I could make a lot more money. I have. Seven years ago, I made twice as much. In 1996, I made twice as much.

It didn’t make me twice as happy.

I know that some of you are desperate to get a job, and a well-paid job, so someone who isn’t dying to work all the time probably seems lazy to you.

Uh, no.

What I am is someone who knows her priorities: sleep, (8-10 hours every night, without fail), friendships, uninterrupted time with my husband, travel, preparing decent food for us and our friends, a clean and tidy home. I take dance class 2-3 times a week and try to work out in other ways as well.

I’ve learned my limits the hard way.

On March 17, 2007, I begged Jose to rush me to our local hospital, in pain that even laying the seatbelt across my chest was agony. I had no idea what was wrong with me, but something sure was — a 104 degree temperature and pneumonia. That meant three days in the hospital on an IV and a full month to regain my strength.

Like many people, especially freelancers and the self-employed who have no paid sick days, I kept on working while ill.

Never again.


Yes, I need to make money. And I need to bump it up by probably 50 percent this year (sigh) to make a significant difference to our quality of life.

How about you?

Do you work to live, or live to work?

If you want to succeed freelance…

In behavior, business, design, education, journalism, life, Media, Money, photography, work on January 24, 2014 at 12:56 am

By Caitlin Kelly

I hope you’ll sign up for my webinar, Sunday Feb. 2 at 2pm EST.

It’s 90 minutes, conducted through Skype, costs $125 and will help anyone — photographer, graphic designer, artist, writer, small business owner — who wants to really understand how to earn a living without a steady paycheck.


I grew up in a family where everyone worked freelance, in film, television and journalism. No one had a steady paycheck or paid sick or vacation days. No pension. No access to unemployment benefits.

As the saying goes, we ate only what we killed. I learned early, firsthand, the importance of persistence, of protecting your intellectual property, of keeping very careful track of what you earn and what you owe in taxes. (For those of you who’ve never freelanced, you become wholly responsible for paying whatever taxes you owe, as none are deducted at source.)

I started freelancing as a journalist at the age of 19, while still a full-time undergraduate at the University of Toronto, Canada’s  most competitive university and freelanced full-time after graduation for three years. I then won a prestigious and highly competitive journalism fellowship in Paris and was hired as a staff writer by the Globe and Mail.

I’ve gone on to write freelance for The New York Times, Wall Street Journal, Glamour, Marie Claire, Cosmopolitan, Smithsonian and many more outlets, including on-line sites like Quartz.

I’ve been full-time freelance since 2006, this time around, my third long stint doing so.

In this webinar, you’ll learn some of the many skills you need to thrive while self-employed:

— how to find clients

— how to keep them!

— how to detect, avoid or fire PITAs (pains in the ass)

— how to juggle multiple projects at once

— how to find and manage researchers and assistants

— how to price your time

— how to handle late payers and deadbeats

— efficient time management

Sign up is here.

I also coach individually, and my students have found tremendous value even after two hours by phone, email or Skype. Whatever you want or need to discuss, it’s your call!

Questions or concerns?

Please email me at

The writer’s week: PLM, stretch lace and late payments

In behavior, business, journalism, life, Style, Technology, work on January 19, 2014 at 2:33 pm

By Caitlin Kelly

Occasionally, I review a week in the life of a full-time writer, me.



That’s a whole week ago, so I can barely remember. Finished up a fact-checking job for another writer, someone I’ve never met who lives in Florida, whose book is a series of brief biographies. A story I’d written for the Wall Street Journal — whose income, as always, I rely on — was abruptly killed, an overnight loss of $600. Shit.

In an online members-only writers’ forum, I saw the plea for fact-checking help and, for $25/hour, jumped in. I made up $500 of that lost $600 with a week’s phoning, emailing and on-line research, even though I’d never fact-checked before. Much of my work now means jumping, without hesitation or fear, into media and projects I have zero experience with.

But now I have to let all the people I interviewed for the WSJ piece know they’re not going to get the mention they had hoped for. One of the problems of writing for a living that’s rarely discussed publicly is managing your sources, without whom you have nothing to write about. I hate wasting people’s time and now have to share this disappointing news with them. I fear it make me look incompetent, when a killed story happens maybe 1% of the time.


Off to cover a trade show in Manhattan, at the (ugh) Javits Center, the massive conference center at the western edge of the city. I hate Javits! This is the third year in a row I’ve attended the National Retail Federation’s Big Show, an annual event that brings every possible vendor of anything interesting to a retailer — scanners, training programs, scheduling software, PLM (product life management) software. It’s basically an annual arms race, in which one or several Big Box retailers adopts a specific system, the vendor touts their win, and competitors think “Hmmmm, maybe we need this as well.”

The center is so huge that even walking to the bathroom or coat check is a hike; one vendor wearing a pedometer tells me she walked 10 miles there in one day.

malled cover LOW

I run around the place interviewing the eight people I’ve been asked to meet. Some use acronyms I’ve never heard — PLM, RFID — and I’m dancing as fast as I can. RFID turns out to be, (to me anyway), fascinating, radio frequency identification, which embeds every paper clothing tag with a device that can be read from a distance without opening a box to check inventory. (OK, I guess I’m a systems geek.)

Having worked retail for 2.5 years as an associate for The North Face — the subject of my book, “Malled: My Unintentional Career in Retail” — and having to slash open huge boxes of clothing with a box cutter, (talk about inefficient and dangerous), I’m really intrigued by this efficient new system. But it’s expensive — 7 to 8 cents per tag — and I realize how much cost our clothing prices include that we never see or know about.

I leave Javits at 4:00 pm, into pouring rain. Of course, there are no cabs at the taxi rank and a long line of miserable people waiting. My feet are killing, me but I hoof it another four long, wet blocks to the bus stop to catch the crosstown bus to Grand Central to catch the train home.



So excited! Today I’m attending another trade show in the city, for the same editor, someone in a distant state I’ve also never met, (typical of my worklife). This show is a lot smaller, and a lot more fun, a combination of textile manufacturers and designers whose own paintings and digital prints designers buy, then use in their own collections. Glam-looking professionals, all in chic bits of black, cluster on the sidewalk clutching their coffees, waiting for the doors to open at 9:00 a.m.

Two dozen of us watch an hour-long video of spring/summer 2015 trends: pale colors, lots of mesh, netting, lace and transparent fabrics. Neon is out, kids! I run around the show until 5:00 interviewing the people on my list. Many are French, so I speak the most French I have in ages, which I love. I see spectacularly beautiful silk, lace, wool, mesh and satins and recognize the names of some Very Big fashion labels on the buyers selecting their choices. One designer of amazing patterns, which you can buy, own and use exclusively for $625, tells me that one of my favorite women’s activewear companies uses many of his designs.

I’ll never look at a piece of clothing quite the same way again. This is why journalism is so addictive. In one day, I’ve enjoyed: meeting a pile of highly creative people; gotten to use my language skills; learned a great deal about this industry and made some useful new contacts for future stories and projects. What’s not to like?


Time to bang out two 1,000-word stories, due this evening to my editor in California. No pressure!

I also call and email editors whose payments to me — as is now typical — have not arrived, even weeks later. While 30 days is normal, the pace of my production is much faster now, and waiting for a month for something I have to bang out within a day or two seems ridiculous. At this point, I have pennies in my bank account, bills are due and I have to start using my line of credit. (I have significant retirement savings and another emergency fund with six months’ expenses, but a short-term cash flow issue is not, in my mind, an emergency. I keep those funds in case, God forbid, I simply can’t work at all for a period of time, to be able to keep contributing the amount my husband relies on every month for our expenses and savings.)

A freelancer who can’t pay their bills on time is someone whose business, health and reputation are at risk. I’ve had a bank line of credit — $16,000 worth — for more than a decade. When I call and email editors, my tone needs to be breezy, relaxed, happy, not someone desperate for any assignment. (Even if it might be true!)

I email and call half a dozen editors, print and on-line, to check on the progress of my pitches to them. A pitch I’ve sent to one Marie Claire editor comes back, suggesting another editor there, and possibly a better fit for a competing magazine. I try the second MC editor and decide to give it a week before trying the competitor.



Exhausted. Between writing, blogging, tweeting and FB, I feel like my eyes are going to melt. I should jump at once into my next story, a long personal essay for Good Housekeeping, but I desperately need a day to myself and off the damn computer. I’m also physically spent from two crazy days of walking and non-stop interviewing.

I have an eye exam and discover — which I knew — I finally need reading glasses. The optometrist is a woman my age who tells me I’ve dodged that bullet a decade longer than most.

I get an email, out of the blue, from a source in California I’d interviewed last year for my (unsold) book proposal, asking me (!) to possibly speak at their annual conference. I give her an idea what that will cost and hope it will come through. I enjoy public speaking and it’s the easiest money I now earn.

I drive to Greenwich, a super-wealthy Connecticut town about 20 minutes east of us, to pick up a gallon of my favorite, spendy, British-made paint, Farrow & Ball. We’re having a new contact over for dinner — someone who might (!) send me on a very cool research trip for her organization — so we want the apartment spotless. I splurge on some gorgeous fresh flowers, white nerines, orange tulips and some greenery, and pick up the food for the dinner. I’d hoped to make filet mignon but at $29/lb. (!!!!) choose pork chops instead.


One of the great pleasures of living so close to New York City is being able to hop in for a few hours after a 40-minute train ride. I buy a 10-trip ticket — whose price has just risen again — now $83. I walk from Grand Central to ICP, the International Center of Photography to see a show of photos by Lewis Hine.  Admission is $14. New York City is really expensive!

The show is fairly large, and the images — of immigrants arriving at Ellis Island in 1905, of child labor in 1915, of African Americans in the 1920s — are powerful, some of them very familiar. A former schoolteacher, Hine became the pre-eminent photographer of his era, capturing slices of life that were damning and which prompted social change. Yet he died broke and unknown.

I wonder what impels us to do the work we do, to care as deeply as we do, if this is to be our inglorious end.

Our dinner is a lot of fun; our guests have lived and worked in Europe, the U.S. and Africa, so we have lots of stories to share, from the White House (my husband was a NYT photographer there for 8 years) to Rwanda.


Pooped! A day to sleep, recharge, catch up with my husband, himself a busy, tired NYT photo editor, and read four newspapers — the WSJ, two days of the NYT and the weekend Financial Times.

I bang out this blog post, trying not to freak out about the coming week: bills due, no checks (yet) and a 2,000 word piece due on Thursday I haven’t had a minute to start work on.

Crash, burn, recover

In behavior, blogging, books, business, journalism, life, work on November 9, 2013 at 2:03 pm

By Caitlin Kelly

When was the last time you failed?

The sort of shit-storm tempting you back into bed for a week, whimpering?


Crash (Photo credit: Wikipedia)

Some recent challenges include:

— An editor killed my story — which cost me $2,200 in budgeted-for and relied-upon income.

One of the dirty secrets of journalism is that, no matter your skills level, some of your stories get “killed” — i.e. they are commissioned, a contract signed, a fee and deadline agreed upon and the editor can simply flap his or her hand and decide “it doesn’t work.” You don’t get to stiff the airline of its fee if the plane is dirty, crowded or late. You don’t get to pay your plumber, dentist or barber a fraction of their fee because…you feel like it. It’s almost always a surprise and it’s expensive and very few of us can just re-fill a four or five-figure income hole in a flash.

— My book proposal didn’t sell

My agent was upbeat and excited. They always are, at the start. But after the rejections piled up, it became clear to both of us this was a no-go. Editors who loved it, and there were a few, couldn’t sell it to the rest of their staff. I spent a year gathering the information and sources for it, and months writing and polishing it. Tant pis, mes chers, tant pis.

— Another editor decided to turn a 2,000-word story with five sources into…captions

That’s a really crappy first in my career. They’re going to pay the original fee, but there’s another piece to that story — having to explain to my patient and helpful sources I interviewed back in August that all the time they spent being interviewed by me is basically wasted. I was so gobsmacked I didn’t argue the point with the editor. Preserving that relationship has meant sucking up a lot of frustration.

— We got whacked with a surprise income tax bill, a big one

We married in September 2011 and my new husband changed the witholding of his income. To…not enough. Holy shit. Add that pile of debt to the kitchen over-run.

— Journalism’s fees remain stubbornly low, stagnant or falling

Everywhere in journalism today, writing has really become just one more commodity, like gas or orange juice. Cheapest wins. I have to fight harder with every single editor on every assignment for a decent contract and higher fees. I hate feeling embattled. It doesn’t build great client relationships, but feeling taken advantage of doesn’t work either. My costs are rising almost every month, but my income will only rise as much as I position myself and argue effectively for my value.

On the plus side of the ledger:

— My individual coaching and webinars have found favor

This is a new venture and one I’m enjoying. When I lost that $2,200 overnight, I vowed to make it up through my own efforts. The hell with snotty editors. I’ve almost done so, thanks to the enthusiasm of students in Chicago, Connecticut, Brooklyn, upstate New York, New Zealand, Australia, Virginia and San Francisco. Thank you! I’ve missed teaching and the pleasure of helping others. One student told me she was having “aha!” moments. I hope you’ll sign up, too!

– I made a contact with a Very Big Magazine’s top editor, one I’ve wanted to write for for a decade

Some magazines feel like Everest, even to someone with a lot of great experience. They’re career-changers. They pay a lot of money. At a recent lunch with someone I met at a party, I discovered she’s related to a top editor there and I was bold enough to ask for an introduction and she made it.

— Reaching out to new clients in PR has shown me there’s some significant enthusiasm out there for my skills

Of the first three local agencies I contacted, two showed immediate interest.

— I’m trying out new ideas and new markets

Next week, I’m meeting with a younger writer who’s broken into corporate writing and making boatloads of cash from it. It’s an interesting lesson in networking with people much younger, as we’re all working in slightly different says, some more lucrative and less visible, some more prestigious but poorly-paid.

— My agent likes my new book idea

Book ideas are difficult. You have to be able to create a narrative arc with 80,000+ words and be able to persuade a publisher to pony up an advance you can actually live on. But from the embers of the still-cooling rejected proposal came this more focused, more positive iteration of one of the ideas in it. Now I have to go…sigh…write another proposal.

People love to think that writing is a cool, fun easy way to make money. You stay home in your PJs, crank out some copy, then head off to Bali for a few months.

I wish!

The reality is a constant hustle and scramble: for new clients, new markets, negotiating better pay and treatment, finding and wrangling sources for your stories…

Crashing is nasty, (and inevitable.)

But there’s no time to sit and snuffle.

Bills, baby, bills!


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